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Denise Panza photo

Denise Panza

VP, Mortgage Banker | Milford Branch

NMLS# 16446

email [email protected]
C : (203) 942-6845


about me

Every day, Denise Panza wakes up with the following goals: to operate with integrity, devote herself to her family, friends, and clients, and operate with equality for all in need of her services.

Denise is honored to hold the title of “mom” to her amazing children and Senior Mortgage Banker at Total Mortgage. To add to that, she’s been referred to others across the country, is licensed in numerous states, and is honored to be working in her field for over 27 years! 

She delights in her son’s incredible work as a designer, part-time model, and full-time skateboarder and her daughter’s outstanding talents and compassion for others. She’ll be starting college in Florida in the fall to study psychology.

Denise is a graduate of Northeastern University, where she majored in education and now utilizes her teaching skills to inform homebuyers about the financing process! As a true professional in her field, Denise continues to be highly referred by her clients.

client testimonials

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I had the most amazing experience with Ms. Panza and the Total Mortgage staff. I have purchased a few houses in my time, but I have never had such smooth experience from the beginning, from the application process, all the way to the end, at closing. It was top class support from Ms. Panza all throughout the process, she was available to our questions and concerns, I will definitely tell everyone that I encounter to try Total Mortgage for their home buying needs. V/r, Extremely happy homeowners

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Mark E Slaughter

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Denise exceeded our expectations again. Her experience has helped us choose to the best mortgage option for our scenario. We worked with her for over 23 years and her professionalism is impeccable. I would definitely use her services again.

Jeanean Aming

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We worked with Denise for over 23 years and she is simply the best🎉

Jeanean Aming

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She treated us like family and kept us informed every step of the way

Jeanean Aming

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Denise was amazing! Her guidance And support throughout this daunting process Was simply impeccable. She delivered the Utmost professionalism throughout. She is a master of her craft. She is efficient And very thorough. As a new home Buyer, she was knowledgeable and guided Us throughout in every aspect of home buying. I would recommend her to anyone without Reservation. I need more people like her to help. We needed in this arena. she's Is Bar None, number one in my book.

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michael ascenzia

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Denise was amazing! Her guidance And support throughout this daunting process Was simply impeccable. She delivered the Utmost professionalism throughout. She is a master of her craft. She is efficient And very thorough. As a new home Buyer, she was knowledgeable and guided Us throughout in every aspect of home buying. I would recommend her to anyone without Reservation. I need more people like her to help. We needed in this arena. she's Is Bar None, number one in my book.

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michael ascenzia

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Denise was amazing! Her guidance And support throughout this daunting process Was simply impeccable. She delivered the Utmost professionalism throughout. She is a master of her craft. She is efficient And very thorough. As a new home Buyer, she was knowledgeable and guided Us throughout in every aspect of home buying. I would recommend her to anyone without Reservation. I need more people like her to help. We needed in this arena. she's Is Bar None, number one in my book.

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Michael Anthony Ascenzia

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Denise Was extremely helpful and persistent, she never gave up even when things were frustrating!

Todd Kosokowski

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Denise is so awesome great job thanks a lot for helping me

Kelly Reams

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She understood what I wanted and worked with me through every step of the way she is awesome thanks Denise

Kelethia Reams

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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